Despite the prospects of global financial volatility in the next couple of years (in particular as the US gradually tightens monetary policy), the Colombian financial system will remain resilient in 2015-19. It is mostly financed by domestic sources, has limited exposure to exchange-rate volatility, household debt is moderate and companies generally enjoy strong balance sheets. The Economist Intelligence Unit expects overall financial services to deepen in the forecast period, on the back of strong GDP growth, rising household incomes and growing banking penetration.
Lenders will remain solvent, as the system is well capitalised by compulsory countercyclical provisioning. The non-performing loan ratio (NPL) remains broadly stable and has improved considerably over the past decade-in August 2014 it stood at 3.1%, similar to 2013 levels and well below the 4.6% registered at end-2009.

Financial services report 2

Banks 3

Insurers 6

Asset managers 8

Financial markets and instruments 10

Financial regulation 13

Monetary and currency policy 15

Colombia at a glance 17

Fundamental indicators 18

Key contacts 19

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